Commcercial Loans

Commercial loans are mortgages for the purchase of commercial properties and the use of these properties as security.  These may include retail shops, offices, factories and for 4 or more residential dwellings for example.  The borrower may be individuals or a business.  Loan products, assessment and the applicable loan to value ratio of the loan amount are different to traditional residential mortgages and determined on a case by case basis.  Interest rates and costs are generally higher and loan to value ratios are less.